A simple, transparent process that creates value for everyone involved.
Qualified startups receive funding after a thorough vetting process. They repay the loans with interest, which helps sustain and grow the fund. Regular updates ensure transparency and keep members informed about fund performance and impact.
1. Pooling Capital
Investors and members contribute to a shared fund.
2. Loan Disbursement
Qualified startups receive funding after a vetting process.
3. Repayment & Returns
Startups repay loans with interest, which fuels investor payouts and fund sustainability.
4. Reporting & Transparency
Investors and members receive regular updates on fund performance and impact metrics.
Loan Terms for Startups
Loan Limit: Up to 2 to 3x the member's total savings balance
Loan Duration: Maximum of 6 months
Collateral: At least one guarantor and 10% of requested amount saved
Business registered and operating in Ghana (priority to underserved regions)
Valid business plan or proof of operations
Must show potential for job creation or measurable local impact
Join the DCS Fund today and become part of a movement that combines profit with purpose. Whether you’re a startup seeking affordable growth capital or an investor looking to earn returns while making a difference, the DCS Fund is your gateway to meaningful change.
Get Started Today
Ready to join the DCS Fund Community? Contact us to learn more about membership options and how you can be part of Ghana’s startup ecosystem growth
Phone 0242942501 / 0508964848
Email info@dcsfund.org
Office Duapa Werkspace, Creative Zone, West Anaji, Takoradi